Mortgage repayment and overpayment calculators

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Mortgage repayment and overpayment calculators


Taking out a mortgage is one of the biggest and most expensive financial commitments you’ll make. Make the most of our helpful guides and calculators to make sure you never pay more than you should.

When you're looking to buy a property, two vital considerations are:

• How much can you borrow?

• How much is your mortgage going to cost once interest is factored in?

Our handy affordability and repayment mortgage calculator works both of these out for you.

Similarly, if you want to see how your existing mortgage repayments would be affected by a one-off lump sum payment or increased monthly repayments, our overpayment calculator shows how much you could save in interest payments. Just make sure to read your lender’s repayment terms to check if overpayments are permitted.

And if you’re interested in finding out the average minimum deposit needed for a mortgage across regions in the UK, visit our mortgage deposit deficit guide.


 Best Mortgage repayment and overpayment calculators